Frequently Asked Questions (FAQ)


What is the first step in becoming a CosmetAssure Participating Physician?

A CosmetAssure Physician Questionnaire must be completed and faxed or mailed in to the CosmetAssure office. A Questionnaire can be obtained under the Enroll Now section of this website.

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Are there any fees once I become a CosmetAssure Participating Physician?

No, there are no administrative or processing fees of any kind.

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What type of training will my staff receive before they begin to administer this program to my patients?

After a policy is issued and CosmetAssure supplies are received in your office, all staff members responsible for administering CosmetAssure will be required to participate in a conference in-service call. This will be a time in which information will be provided and any questions or concerns will be discussed in detail.

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Can I choose which patients are registered for CosmetAssure coverage?

No, all patients having one or more of the 17 Covered Procedures must be enrolled and registered in the program.

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Are there any exceptions to the fact that all of my patients having one or more of the 17 Covered Procedures must be enrolled in CosmetAssure?

Yes, any patients having any or more of the 17 Covered Procedures under strictly local anesthesia or patients whose regular health insurance covers the original cosmetic procedure do not qualify for CosmetAssure.

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What is an Incurral Period?

The Incurral Period is the period of time (30 days) within which a Covered complication must occur and be treated in a Hospital, ER, or an Accredited Surgery Center in order for Benefits to be paid.

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When does the 30 day Incurral Period begin?

The 30 day Incurral Period begins immediately following the administration of general anesthesia or intravenous sedation in preparation of a Covered Procedure.

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If a CosmetAssure patient has a Covered Complication that I would have treated myself in my office prior to CosmetAssure, should I now send the patient to the hospital?

No, CosmetAssure is not designed to encourage a physician to change his/her treatment protocols. If prior to CosmetAssure, you would have treated the complication in your office, you should continue to do so. It is dependant upon the clinical judgment of the physician to determine which course of treatment is best indicated for a particular patient's complication.

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If I treat my patient in the Hospital, ER, or an Accredited Surgery Center for a Covered Complication, will CosmetAssure cover my bill?

No, the original plastic surgeon does not get reimbursed for his/her professional fee as do other treating physicians and healthcare professionals.

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Does this imply that I cannot charge the patient a professional fee?

No, this just means that CosmetAssure will not reimburse for the professional fee and the patient would be financially responsible for the bill.

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Can I be the hospital ER admitting doctor?

Yes, the original plastic surgeon can admit the patient, however as stated in question #9 the plastic surgeon’s professional fee will not be reimbursed, but other treating physicians and healthcare professionals would be.

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If I treat my patient in my office for a covered complication during the 30 day incurral period, would they be eligible for CosmetAssure benefits?

No, a patient must be seen in an ER, treated in an Accredited Surgical Center, or be admitted into a Hospital within the 30 day incurral period to qualify for Benefits.

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