All surgery carries the risk of a complication, including cosmetic surgery.
CosmetAssure is an affordable solution that helps patients of elective cosmetic surgery
avoid the financial burden of unexpected post-surgery complications. CosmetAssure is endorsed by the prestigious
American Society of Plastic Surgeons (ASPS) and is exclusively available to its
members and candidate members who have passed their written boards.
Once a physician becomes active in the CosmetAssure program, all of his/her patients
having one or more of the
17 Covered Procedures must be
registered. Once patients are registered through their plastic surgeon's office,
they will be eligible to receive
Benefits
should a
Covered Complication
occur as
defined in the Qualifying Admissions
section of this website.
Without CosmetAssure, patients may be left with a financial burden should a covered
complication arise after an eligible elective cosmetic surgery. With CosmetAssure patients
have knowledge that their surgeon has taken the precautionary
steps to cover them in the event of an eligible loss.
- The majority of major medical health insurance policies exclude treatment of a complication
following elective aesthetic surgery, even if medically necessary.
- For patients having elective cosmetic surgery, CosmetAssure is an affordable protection against
against additional medical costs associated with unexpected complications.
- Board-certified plastic surgeons helped to design this program for their peers.
- Candidate members of the American Society of Plastic Surgeons who have passed their written Plastic Surgery Board
Exam are also eligible for CosmetAssure participation.
- CosmetAssure is a solution to the lack of coverage for medical complications that
can occur during or after elective cosmetic procedures.
- All surgeons must go through an approval process prior to becoming a CosmetAssure
participating surgeon.
- CosmetAssure is only available to patients through a
participating surgeon.
- CosmetAssure covers certain
medical complications
that can occur during or after one or more of the
17 Covered Procedures.
- If a complication occurs, CosmetAssure can help to ease the worry of additional and
unexpected medical expenses.
- Experienced, award-winning claims representatives handle all CosmetAssure claims.
This is only a brief description of the coverage(s) available under policy series S30418NUFIC.
The Policy will contain reductions, limitations, exclusions and termination provisions.
Full details of coverage are contained in the Policy.
If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases.
Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company,
with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038.
It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445.
Coverage may not be available in all states.